Environmental Defense have come up with an interesting idea which could
encourage car owners to use their cars less, ease congestion, cut pollution + save on insurance premiums!
It is called
Pay-As-You-Drive Insurance.
Under this innovative scheme
drivers who use their car less pay less for their insurance.
All that is needed is for an insurance company odometer (which measures the distance a car travels) to be fitted and the driver can then be charged according to their annual mileage.
It is estimated that this sort of financial incentive could cut
car-use + congestion by
10-12% +
accidents by
17%!
The
Texas Department of Insurance is already offering a worked out scheme for it's drivers so hopefully it won't be long before other drivers are able to be
rewarded for using their cars as little as possible.
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